Funny Valentine's Day Quotes and Sayings

Valentine's Day is a time when many boyfriends, girlfriends, husbands and wives search out romantic quotes and sayings about love for a Valentine's Day card, a couple's scrapbook, or even a love letter.

Some Valentine's Day enthusiasts (and even those who dread Valentine's Day) prefer a humorous love quote or a funny Valentine's Day saying. So for those people, the following humorous quotations about Valentine's Day and love may be precisely what they're seeking this February 14.

Humorous Quotes and Sayings About Valentine's Day and Love:

"I don't understand why Cupid was chosen to represent Valentine's Day. When I think about romance, the last thing on my mind is a short, chubby toddler coming at me with a weapon." - Unknown

Love is the thing that enables a woman to sing while she mops up the floor after her husband has walked across it in his barn boots. - Hoosier Farmer

True love comes quietly, without banners or flashing lights. If you hear bells, get your ears checked. Erich Segal

Love is much nicer to be in than an automobile accident, a tight girdle, a higher tax bracket, or a holding pattern over Philadelphia. - Judith Viorst.

Love may not make the world go round, but I must admit that it makes the ride worthwhile. - Sean Connery

How come you never see Cupid with a girlfriend?. - Unknown

Love is like an hourglass, with the heart filling up as the brain empties. - Jules Renard

I am a marvelous housekeeper. Every time I leave a man I keep his house. - Zsa Zsa Gabor

If love is blind, why is lingerie so popular? - Unknown

Gravitation can not be held responsible for people falling in love. - Albert Einstein

Valentine’s Day is when a lot of married men are reminded what a poor shot Cupid really is. - Unknown

Love is like playing the piano. First you must learn to play by the rules, then you must forget the rules and play from your heart. - Unknown

Cheap and Romantic Ideas for Valentine's Day

Today I shall list some ideas for Valentine's that aren't gaudy or expensive. This is for the frugal and practical guys and gals out there who want to express love anytime without participating in a commercialized fluff of a "holiday".

Write a love letter or poem - It costs practically nothing to put your feelings on paper. It may not be easy to write down emotions, but practice makes perfect. You do not have to be a great writer to just recount a great date you have had with your lover and describe how happy he or she makes you. As long as you put some effort into crafting a message that expresses your adoration for your mate, whatever you do will be appreciated.

Cook a favorite meal at home - Instead of going to an expensive restaurant, it is fun to dress up a favorite meal cooked at home. You can light candles on the dinner table, dim the lights, and put on some mood music. It is also possible to duplicate expensive meals at home at wholesale costs if you are adept at cooking.

Do something that your partner likes to do but you do not necessarily appreciate - No matter how compatible a couple is, two people will have different interests. For example, if he loves fishing and you do not, maybe you can accompany him on a fishing trip. If she loves poetry readings and you do not, maybe you can read her some poems. Doing something you normally would not do for the sake of your mate can be very romantic.

Take a walk or hike together - Once my husband and I walked for a few hours on the beach and collected sea glass, and we turned it into a bit of a competition to see who found the biggest piece. When you walk together you see the world differently than from your TV or your car and I think it is romantic because walking makes the world and your lover seem more real and tangible. Adopted from http://www.wisebread.com/

Recipe Of The Month - Heavenly Delight

This recipe come from my long-time friend Sandi. She says that it is one that her large family asks for often. It is also a quick and attractive dessert that you could fix for your “sweetie” for Valentine’s Day!

You will need:

• 1 Angel Food Cake Mix or a Store Bought Angel Food Cake


• 2 Small Cream Cheese Instant Pudding Boxes (and the amount of milk it calls for)


• 1 8 oz. Cream Cheese


• 1 Large Cool Whip


• Fresh Strawberries


• 1 Glass Truffle Bowl
  

Preparation:

Prepare Angel Food Cake Mix according to directions. Cool & tear into pieces.
Prepare pudding according to directions. After pudding has been made add the 8 oz. of cream cheese (softened) and mix with mixer until well blended.
Slice strawberries into slices.

Layering:

In the bottom of the bowl place pieces of the Angel Food Cake, then some of the pudding mixture, then some of the Cool Whip, then some of the sliced strawberries. Repeat the layers. Cover and refrigerate.

Just by looking at this pretty dessert you know the person that made it for you loves you!

State of Real Estate In Indiana

Today is a great time to be a home buyer. You might say – What is he talking about? Here are some facts you will not see in the news media:

1) There were 27,500+ homes sold in central Indiana last year. Are you surprised at this number?

2) Inventory of homes for sale is declining which is good news for sellers so Now is the time for Buyers.

3) Mortgage money is available & plentiful and buyers are being approved with credit scores in the low 600’s. Mike Spiegel, loan officer, is here to help with your purchase or refinance.

4) Interest rates are at historic lows (currently around 5%) for 30 year fixed rate FHA and conventional loans with down payment at 3 ½% for FHA much below the 20% for conventional loans.

5) $7,500 Income Tax Credit for first time home buyers.

6) Property taxes have been reduced 20% or more for most home owners primary residence who have filed their mortgage & homestead exemption. If you have questions about your taxes, exemptions or assessment please call us for assistance. We can supply you with comparable solds for your area in metro Indianapolis to help with any appeal.

Bottom line is the cost of home ownership in the Central Indiana area has never been lower in the last 5 years and Central Indiana remains one of the most affordable areas in the country. Call “The Reel Team” for a complimentary custom real estate consultation which will give you a perspective on today’s market.

Presidential Fun Facts

• NINE PRESIDENTS never attended college: Washington, Jackson, Van Buren, Taylor, Fillmore, Lincoln, A. Johnson, Cleveland, and Truman. The college that has the most presidents as alumni (seven in total) is Harvard: J. Adams, J. Q. Adams, T. Roosevelt, F. Roosevelt, Rutherford B. Hayes, J. F. Kennedy, and George W. Bush.

• THE TERM "First Lady" was used first in 1849 when President Zachary Taylor called Dolley Madison "First Lady" at her state funeral. It gained popularity in 1877 when used in reference to Lucy Ware Webb Hayes. Most First Ladies, including Jackie Kennedy, are said to have hated the label.

• EIGHT PRESIDENTS died in office: W. Harrison (after having served only one month), Taylor, Lincoln, Garfield, McKinley, Harding, F. Roosevelt, and Kennedy.

• ASSASSINATION ATTEMPTS were made on the lives of Jackson, T. Roosevelt, F. Roosevelt, Truman, Nixon, Ford, Carter, Reagan, G. H. W. Bush, Clinton, and G. W. Bush.

• FOURTEEN PRESIDENTS served as vice presidents: J. Adams, Jefferson, Van Buren, Tyler, Fillmore, A. Johnson, Arthur, T. Roosevelt, Coolidge, Truman, Nixon, L. Johnson, Ford, and George Bush.

• GEORGE W. BUSH was our 43rd president, but there actually have only been 42 presidents: Cleveland was elected for two nonconsecutive terms and is counted twice, as our 22nd and 24th president.

• THE OLDEST president inaugurated was Reagan (age 69); the youngest was Kennedy (age 43). Theodore Roosevelt, however, was the youngest man to become president——he was 42 when he succeeded McKinley, who had been assassinated.

• THE TALLEST president was Lincoln at 6'4"; at 5'4", Madison was the shortest.

• THE ANCESTRY of all 43 presidents is limited to the following seven heritages, or some combination thereof: Dutch, English, Irish, Scottish, Welsh, Swiss, or German.

• THE MOST COMMON religious affiliation among presidents has been Episcopalian, followed by Presbyterian.

• PRESIDENTS LINCOLN, Garfield, McKinley, and Kennedy were assassinated in office.
  

Presidents Day Crossword Puzzle

Across
3. Arkansas was this President’s home state.
5. He was shot in Dallas Texas.
8. This president loved nature and most children in the U.S. have a toy bear named after him.
9. His wife was known as Lady Bird.

Down
1. He was forced to resign because of the Watergate scandal.
2. The first United States President
4. Was shot by John Wilkes Booth
6. Former actor
7. He had a large dam named after him.

Health and Happiness

Let's take a look at the powerful combination of health and happiness. Feeling good, and enjoying good health are almost prerequisites for being in a perpetual state of happiness. Without good health, it creates that much more of a challenge for us to be happy, so it is an extremely worthwhile goal to obtain and maintain a healthy mind, body and spirit.

There are many people in the world who suffer from chronic pain, or severe or even terminal illnesses, but are still able to maintain a positive outlook on life, thus allowing them to experience a wondrous state of happiness.

I would like to cite the case of my own mom as an example. She suffered from and battled against Cancer for many years. While it sadly took a toll on her overall health and ability to live life to the fullest at all times, she consistently remained grateful and happy for all the good things in her life.

She had so many wonderful friends who always gave her love and support. She also adored her grandchildren. She derived so much joy from spending time with my kids and getting to ‘spoil’ them, that most of the time, it was enough to lessen the time she spent thinking about her illness.

Of course, there were times when nothing could help overcome the suffering she felt, but most times, the joy and gratitude she experienced was enough to help her through the difficult times and get through life day by day.

Having said that, imagine how much you can do with good health! Diet and Exercise are so important today. More than ever before, we are a nation of overworked, overweight individuals and if we are going to win the fight against obesity and disease, we are going to have to get off our butts and do something about it!

The good news is that once you really commit to taking good care of yourself, it easily becomes like second nature and it ends up becoming much easier for your level of happiness to begin to soar.

We are all very individual when it comes to diet and exercise programs. No one program works for everyone. Keep experimenting until you find the one you enjoy most and works best for you. The most important thing to do is take action. Thinking about improving your health does nothing; you have to work at it! (Remember to always check with your doctor before starting any diet or exercise program) Adopted from http://www.i-choose-happiness.com/healthandhappiness.html

HAPPINESS POEM

• Happiness uplifts me
• Happiness fills my heart, my mind, and my soul
• Happiness gives me the strength I need
• Happiness is a good feeling that enters my mind each day
• Happiness warms my heart and soul each day
• Happiness takes my sadness away
• Happiness fills my eyes with joy
• Happiness makes me excited and thrilled
• Happiness gives me a sense of relief each day
• Happiness welcomes me each morning when I get up
• Happiness can be seen in my eyes
  - Aldo Kraas
  
  

Ask Mike Your Mortgage Questions?

Really-how is the market?

Were all hearing the Doom and Gloom in the market these days. It’s all over the media and in every newspaper you read. I thought I would share some good news and hopefully provide a brighter side to what we’re seeing. Currently interest rates are at the lowest they have been in over 30 years and the banks are keeping up with the high volume of refinances. With so much talk about banks not lending money the market is actually doing the complete opposite. The only thing the banks have really tightened up are the guidelines for qualifying. Truthfully we all needed this. If the banks would have continued to lend based on their “relaxed” guidelines we would be seeing double the amount of foreclosures which would in turn bring our market values down even more on our homes. It’s going to take a little while for the market to correct itself, but we have been headed in the right direction for several months now. There’s going to be a bottom before we climb again, but the analyst are saying we are either there or nearing it quickly. The good thing about this is if we can keep it together while the economy is slumping we will all be that much stronger coming out of it. If you have not refinanced your mortgage yet give me a call and let’s see if it would benefit you to do so. There’s no cost to apply and review your current mortgage. Maybe I can help you start your climb out of this.

If you have a mortgage that is at a 6.00% or higher interest rate it might be time for you to refinance. Please contact Mike for a free analysis. Most customers are saving over $100 per month by reducing their interest rates!

Any Question Call:
Mike Spiegel
Loan Officer
Franklin American
Mortgage Company
Mobile: (317) 437-5182

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