Funny New Years Resolution

Making funny New Year’s resolutions could be the trick that gets you closer to meeting your goals. As most people know, there's a lot of distance between making a New Year's resolution and keeping it. Working hard to meet a goal doesn't always pay off with immediate rewards, but approaching the task with a sense of humor will make the journey more fun.

Some funny New Year’s Resolutions include the following:
— Not sitting in the house all day.
— Not sitting in the house all day in pajamas.
— Living in the future instead of in the past.
— Not worrying about the future.
— Watching more TV.
— Using the Internet more.
— Watching less TV.
— Doing more housework instead of playing on the Internet.
— Reading more.
— Gaining weight.
— Bringing a bagged lunch to work to save money.
— Cutting long hair.
— Coming up with new excuses taking time off work, instead of using the same old excuses every time.
— Remembering to shower and use deodorant every day.
— Taking fewer baths to conserve water.
— Giving up a certain food, such as chocolate.
— Paying more attention to the children, rather than the Internet.
— Not sending texts to your significant other, especially when that person is sitting in the same room.
— Asking for directions.
— Reading manuals.
— Not repeating jokes or stories over and over at every gathering of family and friends.
— Growing short hair.

Read between the lines on these resolutions, and you'll see that they're not far from the perennial favorites of eating better, getting in shape and spending more quality time with family and friends. They're just phrased in funny ways, and when you mention these resolutions to others, you're sure to get a laugh.

Remember, too, that you can make some resolutions that are pure fun. Perhaps this is the year that you'll learn French cooking, write a novel, take that dream vacation to Paris or simply act silly with your kids. You can use fun resolutions as a reward for meeting slightly more serious goals, or simply build the coming year around them. What matters is that you set a goal for yourself, try to meet it, laugh it off when you fail and then try to meet it again. Adopted from www.life123.com/

How To Make Lasting Changes For Any Time Of Year!

Each year, many people make resolutions for change, and each year, most of those resolutions go…unresolved. This isn’t due to people’s lack of desire for a better life; it’s just a byproduct of the reality that change is difficult. Our habits become ingrained and automatic; changing them requires constant effort until a new habit is formed. This resource can help you to make necessary alterations in your expectations, attitudes, and methods of change so that you can experience real results that last. The following ideas can help:

Think in Terms of “Goals”, Rather Than “Resolutions”: While most people make resolutions that they’re determined to keep, a better tactic would be to create goals. What’s the difference, you may ask? With traditional resolutions, people generally approach change with the attitude, “From now on, I will no longer [name a given behavior you’d like to change]”. The problem with this is, after one or two slip-ups, people feel like failures and tend to drop the whole effort, falling easily back into familiar patterns. By setting goals, one instead aims to work toward a desired behavior. The key difference is that people working toward goals expect that they won’t be perfect at first, and are pleased with any progress they make. Rather than letting perfectionism work against them, they allow motivation and pride to do their magic. The following ideas can help you with meeting your ‘New Years Goals’:

Remember That It’s A Process: Expect to work your way up, rather than maintaining perfection and feeling let-down if you don’t achieve it immediately.

Work Your Way Up: In setting goals for new behavior, aim for once or twice a week, rather than everyday. For example, instead of saying, “I’ll go to the gym everyday”, plan for “every Wednesday” or, better yet, sign up for a fun exercise class, and you can work your way up to more often.

Set Yourself Up To Succeed: Set small, attainable goals, and add more steps as you complete each one. This way you gradually work your way toward the life you want and the necessary changes, but you experience much more ‘success’ along the way, rather than feeling like a failure if you don’t experience ultimate change overnight.

Have A Goal Each Month: If you’re like most people, you may have several changes you’d like to make in your life; if so, it may be a good idea to tackle one each month. This way, 1) you can focus more, as you won’t be trying to make several sweeping changes at once; 2) you can re-commit yourself each month to a new idea, so you keep growing all year and self-improvement becomes a way of life; and 3) you can build on each success, so you can first free up time before you take on a new hobby or get involved in an important cause, for example. Also, habits generally take 21 days to form. This setup enables you to devote energy to forming new habits more easily before moving on to the next, so you’re not relying solely on will-power.

Reward Your Progress: While many of your resolutions carry their own reward, changing your habits can be challenging, and it’s sometimes easier to do so if you have a little extra help. (Remember how positive reinforcement from a supportive teacher helped you learn, even though the knowledge itself was its own reward?) Providing extra rewards for yourself can help you to stay on track and maintain your motivation, even if you sometimes don’t feel like making the effort solely for the sake of the benefit the change itself will create. The following are ways you can create rewards for yourself:

Team Up: Have a buddy who knows your goals, and encourage each other, even if you’re working on separate goals. This will provide you with someone who can give you a high-five when you deserve one, & a little encouragement when you need it.
Reward Small Successes: Divide your goal into bite-sized steps & have a reward waiting at the completion of each.

Align Rewards With Goals: Have rewards that are in line with your achievements (like new workout clothes for every 5 gym visits, or a beautiful new pen if you stick with your journaling habit for two weeks).

As for the goals you set, it's important that you choose your goals wisely, or it will be hard to make them stick. You also want to pick goals that will really help improve your life, so the effort will have a nice payoff. Good luck! Adopted from http://stress.about.com

Reel Parnter Of The Month! - Twin Genies

It's the New Year. Next to losing weight and exercising, getting organized is the most popular New Year's resolution.
How great would it be this year if you could really get organized, but you did not have to do it all yourself?
Then give the “Twin Genies” a call
and let their organizing magic be put to use for you!
Please Give Them A Call At 317 271-5260

Recipe Of The Month - Pepperoni Bread

Here is a great bread recipe that is easy to do, and will definitely hit the spot on a cold winter’s evening!

Ingredients:
  • 1 loaf frozen bread dough

  • 1/4 lb. or 3/4 Cup Pepperoni, Chopped Finely, Packed

  • 1/4 Cup Grated Parmesan Cheese

  • 2T Dried Parsley

Direction:

Thaw bread dough till soft. Combine pepperoni, egg, cheese & parsley. Mix Well. Roll out bread dough into a rectangle. Spread mixture evenly on bread dough. Roll up like jelly roll. Place on greased cookie sheet. Tuck ends in and place seam side down. Let rise. Bake 350 degrees for 25-30 minutes. Brush with butter, top with parmesan cheese.

Give Your Thought Process A Boost!

  • If you go to work on your goals, your goals will go to work on you. If you go to work on your plan, your plan will go to work on you. Whatever good things we build end up building us.

  • I found that when you start thinking and saying what you really want then your mind automatically shifts and pulls you in that direction. And sometimes it can be that simple, just a little twist in vocabulary that illustrates your attitude and philosophy.

  • An enterprising person is one who comes across a pile of scrap metal and sees the making of a wonderful sculpture. An enterprising person is one who drives through an old decrepit part of town and sees a new housing development. An enterprising person is one who sees opportunity in all areas of life.

  • Simply making consistent investments in our self-education and knowledge banks pays major dividends throughout our lives.

  • I remember saying to my mentor, "If I had more money, I would have a better plan." He quickly responded, "I would suggest that if you had a better plan, you would have more money." You see, it's not the amount that counts; it's the plan that counts.

  • I used to say, "Things cost too much." Then my teacher straightened me out on that by saying, "The problem isn't that things cost too much. The problem is that you can't afford it." That's when I finally understood that the problem wasn't "it" - the problem was "me."Adopted From http://www.jimrohn.com

Tips For New Dog Owners

Dogs make wonderful companions, but the first-time dog owner needs to understand that caring for a dog companion is a commitment for the life of the dog. Dogs are not playthings to be left tethered out in the yard, only to be given attention at the owner’s whim. Your dog should be considered a member of your family, and given the same care, consideration and respect you would give your own human family members. Your dog will depend on you to care for his needs and to teach him to be a loving, faithful companion.


  • Teach your puppy good manners right from the beginning. Puppies only know how to act like puppies, and they’re awfully cute doing so! But if you allow him to misbehave, or nip and bite people, you’ll reinforce his misbehavior and may end up with a dog who is not a good companion and may even be a threat. You can go online, get a good book or enroll yourself and your puppy in a dog obedience course.

  • Choose a dog breed with a reputation for being submissive. Research the various dog breeds before choosing your puppy. Most breeds will generally have either dominant or submissive personalities, although there are variations within a breed. A dominant dog will run the household if you let him! Submissive breeds are more eager to please you and tend to be easier to train and control. When choosing a puppy from a litter, roll the puppy onto his back and rub his tummy. Usually, a more submissive puppy will allow you to do so; a more dominant puppy will resist.

  • Learn about dog nutrition and health from your vet.

  • Use voice commands to correct;. Never hit your dog. Striking a dog only makes him fearful and distrustful of humans. Use a high-pitched voice to praise him when he’s being good, and a low, gruff voice to gently scold (never yell) when he’s misbehaving.

  • Socialize your puppy. Dogs who are exposed to a variety of people, other animals, sights, and sounds while they’re young will be less fearful of new experiences as they grow older. Take your dog on car rides to fun places at an early age, so he doesn’t learn to associate a car ride with a trip to the vet!

  • Have patience when potty-training. Puppies are like children; some take right to potty-training, and sometimes it seems like it’s never going to happen! You can help your puppy become trained more quickly by confining him to a small space, or a crate, when you are not able to supervise him. Clean up all accidents immediately with a urine removal product. It’s a dog’s nature to go in a spot that has been previously soiled with urine or feces, and stained carpeting can greatly hinder your efforts to house break your dog.

  • Give your puppy his own toys. If you don’t care to have your new shoes chewed up, don’t give him your old ones to play with! Puppies should have their own dog-safe toys to play with. When you catch him chewing on something that is not his, simply replace the object with one of his own toys until he learns the difference. Praise him when you see him playing Adopted from http://www.doggies.com

How to Teach Older People to Use the Internet!

The Internet offers an amazing wealth of information but sometimes older people miss out on that because they don't understand the technology. With a little time and patience older people can be taught to surf the Internet like a pro. Here are some great suggestions for teaching that older person in your life how to expand their horizons, keep in touch with friends and family online, and enjoy the Internet.
  • Explain the browser. A good analogy for explaining an Internet browser to older people is to liken the Internet to a road and the browser to the car you choose to drive as you explore that road. While older people may feel more comfortable sticking with Internet Explorer simply because it's the default browser, it's never a bad idea to introduce them to the wonders of Firefox or Google Chrome. They just might like the way they handle the open road of the Internet.

  • Help them choose, download and install anti-spyware and anti-virus programs. Plenty of such programs are available but a great option for older folks on a budget is to look for free online programs. Spybot Search and Destroy and AVG Free are two of the many free options that protect a computer from spyware and viruses.

  • Search a term on the Internet to show them how it's done. How and where a search is done on the Internet is the difference between a satisfying browsing experience and a world of frustration. Make sure your grandparents or older friends know where to find what they're searching for on the Internet. Google is often used because of its ease of use and accessibility.

  • Teach the wonders of e-mail by helping an older Internet user set up an e-mail account. If Microsoft Outlook proves too difficult your grandparents or older friends to master, you might want to consider helping them set up an email account with one of the many free e-mail providers on the Internet. Yahoo! and Hotmail are two free e-mail classics.

  • Show them how to shop safely online. Older folks will appreciate these reasons to shop online: no tiresome running from store to store, no standing in lines, abounding great values and more. However, inexperience with online shopping and the occasional shady online merchant can make shopping online dangerous for the elderly if they aren't told what to watch out for. Lead your grandparents or older friends to trusted shopping sites like Amazon and have them bookmark them for later use. Make sure that they know to look for the Verisign, or a similar security symbol, before ever entering any payment information.

  • Introduce them to social networking. There's a wealth of social networking sites online, and while Myspace may not suit them, your grandparents or older friends may appreciate social networking sites like Facebook and Twitter. Adopted from http://www.ehow.com/

Ask Mike Your Mortgages Questions: What Is The Worst Mistake of Mortgage Borrowers?

When you are in the market to buy a TV, for example, you first have to decide what features you would like the TV to have. Once you have determined these factors, you usually narrow it down to one particular TV that you are interested in purchasing. Let’s say you decide you want to buy the XYZ Super TV. In order to get the best deal on the XYZ Super TV, you are going to look at least three local stores in town that sell the XYZ Super TV. You wouldn’t walk into three stores, choose three very different TVs in each of the stores, and then make your decision on which one to buy. Why? Because you aren’t comparing apples to apples in a situation like that, and wouldn’t be able to accurately and fairly decide based on pricing alone.

This same problem holds true when people are shopping for a mortgage. Probably one of the most frequent and damaging mistakes that mortgage shoppers make is not comparing apples to apples and oranges to oranges. When you approach a lender for the terms that you can obtain a mortgage, the lender will provide you upfront with a Good Faith Estimate (GFE) of your costs. The GFE will list out each cost line-by-line. It is extremely important that when you compare GFEs from different mortgage lenders that they contain the same information. For example, if one lender provides you with six costs of obtaining the mortgage and another lender only provides you with three of the costs, then the total cost is probably going to be lower on the one that only lists three of the costs.

It may be that the lender does not charge those other three costs or it may be that they just aren’t disclosing those other three fees to you.

If a lender provides you with a GFE that is missing costs that you see on another lender’s GFE, call the lender back and ask them to provide you the estimate of costs that are missing. By comparing the same line items on each GFE form is the only way to truly deduce which costs are actually lower. If you try to compare an apple to orange, you are going to walk away with a distorted picture of what you are actually walking away with.

Please call Mike at 317-437-5182 for the details.

If you have a mortgage that is at a 6.00% or higher interest rate it might be time for you to refinance. Please contact Mike for a free analysis. Most customers are saving over $100 per month by reducing their interest rates!

Reel Free Classifieds


Automobiles

  • 2006 Suzuki Boulevard Motorcycle - 5,400 miles. The motorcycle also comes with 2 helmets. Price $5,900. Please call Joe at 765-215-7129.

Free Pets

  • Female Black Cat - I think Snickers would do better in a home as the only pet, preferably with an older person/couple. Please call 317-496-2946.

  • Chocolate Lab puppy- 21 week old female -great with kids, other animals. Contact me 317-292-2052

  • Mix Cocker Spaniel to good home. Approximately 14 mos. old. Great with kids. House Broken. contact me at 317-525-9092 or Email schilling40@gmail.com

  • Mixed puppies please call 876-0861 anytime after 5:00 Monday-Friday and anytime on the weekends

  • Black lab and boxer mix puppies - 7 or 8 weeks old Call or text at 317-664-2128

Reel Deals

  • BUNK BED w/built-in desk underneath. $55.00. Call (317)484-7800

  • DINING ROOM TABLES (2), & 3 Chairs, $50. (317)491-1394

  • DRYER Electric, GE, white, 4 years old. Really great shape. Extra Heavy Duty. $99.00. (317)627-3428

  • KITCHEN COUNTERTOP Never used. Size 60” x 36”. Ivory. $29.00. Call (317)484-7800

  • REFRIGERATOR GE, frost free, excellent shape, 6 yrs old. $99.00. (317)627-3428

Non-Profits Events

  • 'Bop to the Top' at the OneAmerica Building. A 36 Floor stair climb to the top of the OneAmerica Building. Open to all ages and abilities. Proceeds benefit Riley Hospital for Children. Info: See Web site below or call 317-733-3300. OneAmerica Building, One American Square, Indianapolis Saturday, January 23, 2010, 9:00 AM.

  • 11th Annual Ice Miller Indy Wine Fest at the Indiana Roof Ballroom. Sample 400+ local and international wines from many of Indiana’s finest wineries and distributors. Proceeds benefit WFYI. $50 general admission ($100 connoisseur's area). 6-9 PM. Info: See Web site below or call 317-715-2009. Indiana Roof Ballroom, 140 West Washington Street, Indianapolis, Friday, February 5, 2010, 6:00 PM.

  • 'Zumba for the Cure' at Lifetime Fitness Center. 90-minute class: arrive 30-45 min. early to register. $10 (cash or check). Proceeds benefit Susan G. Komen Foundation and Seven in Seven for Parkinson's Research. Wear Zumba T-shirt if you have one. Info: 317-507-4924. Lifetime Fitness, 8705 Castle Creek Pkwy E Drive, Indianapolis Saturday, March 20, 2010, 6:00 PM.

  • Elegant Vintages 12th Annual International Wine Auction at the Indianapolis Zoo. Fine and rare wines for auction along with unique gift packages including dinners, luxury travel, fine jewelry, original art, one of a kind sculptures and behind-the-scenes tours at the Zoo. 6 PM to 12 AM. Info: 317-630-2188. Conrad Hotel, 50 West Washington Street, Indianapolis Saturday, February 27, 2010, 10:00 AM.