Money Saving Guide

• Reduce debt - Clearing your most expensive debts always comes first when trying to save money. Holding a balance on a credit card or store card is one of the easiest ways to run up unnecessary debts. Generally credit card companies allow around one month to clear your balance, then the interest rate can rise to extremely high rates. Always try to pay off any credit card debt as soon as you can. Paying off the higher interest cards first will save money and clear your debts quicker.If you have debts on several cards, then a good idea is to transfer your balances onto a new credit card with a balance transfer deal, then pay off the balance at a lower interest rate.
• Coupon Sites - Not just newspaper clippings anymore. There are many sites that offer current promotion codes or discount codes with online coupons or vouchers. eg coupons.com or groupon.com. Remember to always consider if the purchase is necessary, even if you find a good discount.
• Price comparison sites (Google Shopping) Interested in buying a product online?
  Before you click the buy button, copy and paste the product name into Google Shopping. This is a price comparison site that links to the very best deals.
  You can sort the results to arrange by price - low to high etc
  Watch out for any added delivery costs that may be added if you find your desired product cheaper elsewhere. Make sure you are comparing on a like for like basis - eg if shipping is from another country, then you may have to pay special import taxes.
  If the price difference isn't too great, then many customers may prefer to stick to well known sites they can trust, or one with a no hassle returns policy.
• Do you have any Unclaimed Cash or property? Did you know that thousands of people have unclaimed money that they can claim? eg old uncashed checks, tax refunds or dormant bank accounts? There are several online sites that allow searching of multiple state databases for a small fee. Many people are pleasantly surprised at what they can find. Adopted from http://www.savemoney.com/