Sell some of the stuff that got you into debt in the first place. Hold a garage sale, list your stuff on Amazon.com or eBay, or put an ad in a local newspaper. Never spend change. Put all of your coins into a big jar at the end of the day. Once a month, sort the coins and put them into sleeves that you can get at the bank. Deposit the coins and write a check to your lender.
Cook more at home and take leftovers for lunch.
Cut back on “extras” for a week, add it all up, and put it toward your debt. If you skip that morning coffee and afternoon soda, wash the car yourself, use Dryel instead of going to the dry cleaners, and have dinner at Baja Fresh instead of El Torito, you might find yourself with a good amount of cash for the week. It might even be enough to motivate you to skip the extras until you’ve paid off all of your debts!
Spend an hour online shopping around for the best deals on insurance, phone service, and banking.
Check your house for energy efficiency. Many utility companies will perform a free energy efficiency check.
Sell under performing investments.
Make sure you haven’t forgotten about old bank accounts or other deposits. Check out your state’s Unclaimed Property website.
Check your tax with holdings and increase your number of exemptions if you will have overpaid at the end of the year. (Adopted From www.chieffamilyofficer.com)
