How much are you going to need? This is the first thing that needs to be determined first. If you don't have an exact amount to work towards it's going to be extremely difficult getting the money in place. The first thing you need to do is to establish an exact financial goal that you need to meet.
Look at the solutions. What could you possibly do to increase your income right now? If you have any extra time you could explore the possibility of taking on a second job. As well, maybe your partner would be able to contribute more income through a second job or by putting in extra over time.
You can also start limiting your expenses. When you start crossing things off your list that you don't actually need to purchase every month, the money will add up. For example, by skipping your daily coffee purchase you could easily add $60 or more monthly to your down payment pool of money. If you are putting this into a savings account, the interest, even on the small amount, will compound over the months to add to the total figure.
You may also want to ask your family to contribute to your down payment pool. You could figure out ways to pay them back for their contribution in different ways. In most cases family members do have some extra money lying around and odd jobs that they need done that they'd be willing to pay for. In many cases family members also feel grateful for the chance to help you get to the point where you can own your own home. (Adopted from www.indyhomespecialist.com)
